Successful cross-border payments: A leading case in fintech solutions

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Brightwell is a financial technology company focused on developing products that help people and businesses send money securely across the globe. Brightwell’s suite of cross-border payment products are designed to be simple to use, easy to integrate with, and enable customers to achieve measurable results. Processing and securing billions of dollars each year, Brightwell’s products are trusted by businesses of all sizes, from startups to Fortune 500 companies. Brightwell is one of the leading companies in its market segment.

ReadyRemit is a turn-key cross-border payments solution developed by Brightwell which simplifies the complexity inherent in global remittances, disbursements and payouts.
Pre-integrated to global payment network providers in 180 countries, ReadyRemit provides access to move money and disburse funds to 90% of the world’s population.

mockup readyremit

Scope

The application features a highly configurable Software Development Kit (SDK), which was tested using its implementation in a mobile application to validate the different components and tools available.

Functional testing was performed on iOS and Android mobile devices within this application. The SDK interacted with a second API component, and testing was conducted using the Postman tool.

Each component was developed by a different team, both following agile methodologies. Therefore, tests were performed individually for each functionality planned in the sprint, followed by regression testing that included end-to-end testing.

Integration testing was also carried out between both components. Issue reporting and tracking were done in the Microsoft Azure tool.

The solution also integrates with major international entities such as Visa and Mastercard and supports various transaction types: P2P, P2B, B2P, B2B.

The testing included reports summarizing data from all completed transfers, the ability to cancel transactions within the first 30 minutes (Dodd-Frank), detection of fraudulent or terrorist accounts (OFAC), and proper use of user identity verification (KYC).

Technologies and tools

  • Microsoft Azure
  • Postman
  • PostgreSQL - pgAdmin
  • BrowserStack
  • Real Android and iOS mobile devices

Results

  • Definition of the testing strategy considering different levels of testing and integration of the QA team into the development cycle.
  • Continuous implementation and execution of over 200 test cases to ensure the proper functioning of the solution.
  • Early detection of significant incidents within each sprint.

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